Get loans up to ₦500,000 anytime, anywhere | LCredit

LCredit: Good News For small Business Owners who want to loan unto Five Hundred Thousands Naira ( #500,000 ) within few minutes through a new Cash App Called LCredit.

You don’t need any documents or collateral to be approved for loan on the app

Most of the time in life you may quickly need money to solve a pressing issue, it may be difficult to get this money from friends, family. Then, the next option that may come to your mind will be to get a loan.

Getting loans from commercial banks is quite a difficult process, the paperwork and knowing that you will need collateral to make many people discourage. is an app that gives loans of up to 500,000 naira to Nigerians, without any need for paperwork or collateral. Lcredit helps you get your loan application approved in a few minutes and get the cash in just 10 minutes.

Based on our findings ‘’ Lcredit is a quality financial platform service for Nigerians to get loans, anywhere, anytime in an emergency, whether it is day or night, you can get the loan within.


Get loans up to ₦500,000 anytime, anywhere | LCredit
Get loans up to ₦500,000 anytime, anywhere | LCredit

What is a cash-back app?

A cash back app gives you a rebate on a purchase or provides a coupon for an additional discount. Some apps offer points that can be redeemed as a price break on subsequent purchases

 LCredit is one of the leading cash-back apps. To narrow the field, we found apps in the iOS App Store with a search for ‘cash back.’ We also required a minimum of 25,000 reviews and a rating of 4.25 stars or better. These apps are also available for Android devices in Google Play.

LCredit is one of the most Reliable Cash where you can upto #500,000 once you maintain a Good Credit name with them.

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What Is Lcredit Loan App?

As it’s name implies, it’s a financial app that allows you to borrow money and payback later with moderately high interest, you can borrow money from the app and pay back in 14 days, 61 days and 180 days respectively. With Lcredit, you can get your loan application approved in a few minutes and get the money in just a few minutes.

Requirements for a loan on Lcredit

The importance of Lcredit is that it doesn’t need paperwork for you to get a loan, as long as you are between the age of 18 to 55 years of age.

No guarantor needed except you are applying for up to N1,000,000

How to get/apply for a loan on Lcredit

There are four simple steps to get a loan on Lcredit app

1.Register an account using your android phone

2.Submit your BVN information, no paper documents required.

3.Get approval and apply for a loan

4. The cash will be transferred to you in minutes.

Lcredit Registration – How To Sign Up

Registration to lcredit begins by accepting invitation to claim your 1500 bonus as shown in the picture above and you must accept an invitation to get the bonus, follow the instructions below to get started.

Lcredit Bonus
Lcredit Bonus
  • Simply click HERE to go to the bonus page.
  • You will see two boxes as shown the picture above, enter your phone number(the phone number attached to your BVN) in the first box and click on the get code button as shown in the picture above.
  • An OTP will be sent to your provided phone number, check the Otp and enter the number into the second box.
  • Once you enter the OTP, click on the get reward button and the button will change to download app immediately.
  • Now, click on download app button to download lcredit app and continue with your registration.
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lcredit registration

At this point, you have claimed your 1500 reward and you should have get 500 out of the 1500 already, now proceed to the next section to see how to get the complete 1500 bonus and withdraw it to your bank account.

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How To Get Loan On Lcredit App 

1. Open the lcredit loan app that you download via the instructions provided in the registration section of this guide.

2. Once you open the app, you will see a box provided for phone number, enter the phone number your used to accept the invitation.

3. Once you enter your phone number on the lcredit loan app, you will see a pop up that will take you to where to fill in your details like name, phone number, employment status, education level, BVN (Don’t worry, your BVN is safe), date of birth and others.

How Long Will It Take For Lcredit To Approve Your Profile?

There is no specific duration for Profile approval on lcredit, some people get approved immediately after their registration and have the opportunity to take Loan immediately, some will be approved after some hours, some will be approved after some days while it might take weeks in some cases.

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How To Get Your Lcredit Account Approved

There are lots of reasons why your loan request might be refused and we have picked the two major reasons that will determine whether your account will be approved immediately or not and the first reason is the level of your transaction while the second reason I’d how you fill your employment details during the registration.

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To Get Ride Of The Inability To Take A Loan From Lcredit

  • Make sure you used and active bank account during the registration. This implies that the bank you will use should have recent credit and debit transaction. The account should be used to send and receive money at recent.
  • Avoid choosing student as employment status. During your registration on lcredit, you will be asked for your employment status while filling the form, do not choose student and make sure to choose between 50,000 to 100,000 for your monthly income.
  • Use correct and accurate details during registration.
  • Tips That Will Help You Get Approved

    1. Ensure that your BVN, bank account and ATM card readily available.
    2. Ensure information you fill in the app correspond with the details you submitted for your BVN registration. The reason why my first application was rejected was that my date of birth I provided was different was the one on my BVN. Your address on your BVN and the app should reflect on the ID card.
    3. Have a valid government-issued means of identification.
    4. The location you are submitting your application should be the same or closeby because the app will detect your location. If you are in Ogun State applying and you filled address in Lagos, that might affect your chance.

Follow The LINK HERE to Sign Up and get Your First Loan 



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